Do you know that as an employee in South Carolina, you are legally entitled to certain compensations and benefits when you experience workplace-related injuries and illness?
In this guide, the Law Offices of Wilkerson, Jones, and Wilkerson explores everything you need to know about workers' compensation Claims, how it works, and eligibility criteria.
What is Workers' Compensation Insurance and Who is Eligible?
Workers’ compensation is an insurance that employers take out to provide financial relief and medical care for employees who suffer injuries or accidents as a result of their job.
In South Carolina, all employees are entitled to workers’ compensation, regardless of their full-time or part-time status. However, Federal employees, railroad workers, and volunteers for certain NGOs may be exempted from this program.
Before filing a workers’ compensation claim, it is important that you check your eligibility and to confirm if you are eligible for the program.
What Are the Types of Workers’ Compensation Benefits Available?
1. Medical Benefits
If you experience any workplace accident, workers’ compensation insurance will cover all your medical expenses including consultation, medication, and surgeries.
2. Temporary Total Disability Benefits (TTD)
If you suffer severe work-related injuries that make it impossible for you to work and receive wages for a period, ranging from 7 days to 104 weeks, you will receive 66.7% of your weekly pay as TTD benefits through workers’ compensation.
3. Permanent Partial Disability Benefits (PPD)
PPD Benefits are for employees who have permanently lost the partial use of certain parts of their body, as a result of workplace-related injuries or accidents.
4. PermanentTotal Disability Benefits (PTD)
If the accident leaves an employee permanently and totally disabled, they are entitled to PTD benefits, which will provide a percentage of their wages for the rest of their life.
5. Death Benefits
If a person dies from a work-related accident, their family will receive compensation, which may include payment of funeral expenses and other related expenses.
Experienced Workers’ Compensation Attorney in Rock Hill, SC
The Law Offices of Wilkerson, Jones, and Wilkerson has a team of experienced and dedicated workers’ compensation attorneys in Rock Hill, SC, available to help you file your claim and support you through the process.
The attorneys at the Law Offices of Wilkerson, Jones, and Wilkerson will provide you with all the information you need to successfully file your claim. They will also help you gather all necessary documents and evidence to ensure that you achieve a positive outcome.
To book a free consultation, call the Law Offices of Wilkerson, Jones, and Wilkerson at 803-324-7200 or visit their website.